Budge is the all-in-one financial tracker built for real people who are ready to take control of their money — without a subscription, a complicated spreadsheet, or a finance degree.
If you've tried to get your finances together and still feel behind, it's not you. Most tools are either too complicated, too expensive, or too simple to actually help.
Whether you've never budgeted a day in your life or you've tried every app out there — Budge meets you exactly where you are.
Never budgeted before. Ready to finally start — somewhere simple enough to actually stick with.
Actively paying off debt and ready to see exactly when each balance hits zero for good.
Curious what paying an extra $200/month does to their mortgage — in real dollars and real years.
Saving toward something big — a car, a vacation, an emergency fund — and needs a way to see the progress.
Juggling multiple income streams and needs one clean place to track where everything is going.
Budge brings together budgeting, debt payoff, mortgage tracking, and savings goals — so you finally have the full picture of your finances in one beautiful, easy-to-use place.
Set up custom budget categories, log your income, and watch your spending in real time. Whether you have a 9-to-5, a side hustle, or both — Budge handles all of it.
Enter your debts, choose your strategy, and see exactly when every balance hits zero. Budge compares four payoff methods side by side so you can find the approach that works for you.
Enter your mortgage details and instantly see how extra payments change everything — how much interest you save, how many years you cut off, and what your full amortization looks like.
Create sinking funds for anything you're saving toward — a car, a vacation, an emergency fund, a down payment. Track progress visually and stay motivated as the numbers grow.
Most budgeting apps charge $99–$180 every year and still don't do half of what Budge does. Pay once and you're done.
| Feature | Budge | YNAB | Monarch Money |
|---|---|---|---|
| Price | $67 one-time | $99/year | $99/year |
| Monthly Budgeting | ✓ | ✓ | ✓ |
| Debt Payoff Planner (4 strategies) | ✓ | ✗ | ✗ |
| Mortgage Payoff Calculator | ✓ | ✗ | ✗ |
| Savings / Sinking Fund Goals | ✓ | ✓ | ✓ |
| Manual entry — no bank login required | ✓ | ✓ | ✗ |
| Recurring expenses + payment calendar | ✓ | ✗ | ✓ |
| No subscription — ever | ✓ | ✗ | ✗ |
No subscription. No tiers. No hidden fees. Just Budge — your full financial toolkit, forever.
Stop guessing. Stop paying a monthly fee for an app that doesn't give you the full picture. Get Budge once, and keep it forever.
Get Budge for $67 → One-time payment · No subscription · Access forever